PSI Pay Makes Electonic Banking a Breeze

PSI Pay has been around since 2007 and has been a Principal Visa Member since 2017. It has also been an Issuing Member of Mastercard since 2009. PSI Pay is a transparent, efficient and offers clarity to its customers. The company has worked hard in order to produce the first contactless payment ring as well.


Bitcoin was first launched in 2009 and has grown substantially since then. Often Bitcoin and e-money are confused. e-money and cryptocurrency are completely different and rely on different institutions. They also follow different business models.


e-money is a way of storing money electronically and is backed by flat currency. It’s typically regulated by a main bank and requires users to create money account that is electronic that uses a company such as ecoPayz. It is also linked to conventional currency and transactions are conducted electronically through an app.


Bitcoin relies on peer exchanges and is a cryptocurrency. Its transactions are looked over by a network of computers, and its value fluctuates based on the demand and trust of the public.


It is an alternative it fiat currency of Bitcoin is not printed the same way as fiat money. Bitcoin is mined by a global network of volunteer computers and Bitcoin is limited to 21 million.


Buying Bitcoin requires a platform very much like a forex exchange. Coinbase is a very popular platform for trading varied types of digital currencies and cryptocurrencies. Obtaining a digital wallet is free usually, and once you have a wallet, you can utilize a debit or credit card to buy Bitcoin.


Bitcoin isn’t stored in a completely digital currency, and transactions are conducted using public and private keys. A private key is your digital wallet that lets you conduct Bitcoin transactions in a public ledger. For security, digital currency wallets are encrypted and go through many authentication protections.


The FCA regulates e-money and authorizes the issuance of electronic money to registered and licensed institutions. It is financed through fees to members of the industry. PSI Pay has received its authorization to serve as an electronic money company in 2011. PSI-Pay adheres to PSD2 which allows eWallet holders to conduct their payments.


PSI-Pay helps businesses to manage their platforms with the assistance of an FCA entity. At the moment there is limited regulation of cryptocurrencies, and in the United Kingdom, the Financial Conduct Authority has opened numerous investigations concerning the cryptocurrency business.

Pensive Luiz Trabuco Stands Tall At Bradesco

     Currently, there are ongoing reforms in Brazil’s Pension Scheme. These reforms are set to change the fortunes of Brazil and not only safeguard the pensions of everyone but also earn the country some money. What many people may not know is that these reforms are the brainchild of a prominent banking leader, Luiz Carlos Trabuco cappi. Using these same strategies, he was able to raise Banco Bradesco to the second biggest financial institution in Latin America, this renowned pioneer who has served in almost every capacity in Bradesco.

It is during his tenure at the helm that Bradesco made its biggest ever acquisition, the purchase of HSBC Brazil. But that was after making a few changes at the core of Bradesco, at first, people were skeptical, and his reforms were met with not a little hostility. A flaw in attitude had led the company to suffer a high employee turnover, especially with the officers. Young professionals would come into the company and after gaining experience would walk out. When he took over at the bank, he introduced flexible hours and increased the pay for the executives, this increased morale, the result was almost instantaneous, and with that, a culture of change was introduced and has seen the giant group rise to the top.

When he took over, Luiz Carlos Trabuco cappi was faced with rescuing a sinking ship, a string of bad debts and a pension plan that threatened to sink the bank, pundits had already sounded a death knell for Bradesco. The success of the pension scheme of the bank, he was invited to take part in the ongoing reforms, is input got him offered the chance to step in as Finance Minister. This offer was graciously turned down with Luiz Carlos Trabuco cappi opting to stay loyal to the institution where he dedicated over four decades, finally culminating in his being named Chairman.

Born in Sao Paolo in 1951, Luiz Carlos Trabuco cappi graduated from the University of San Paulo in 1969. He also holds a Masters in Philosophy. His experience that was gleaned from the pioneers of the industry, having to work multiple jobs while in college gave him a unique knowledge that has won him numerous accolades including; Personality of the Year in 2003 and 2007 and Entrepreneur of the Year in 2015. He is also ranked among the top on “The 60 Most Powerful Of Brazil.”

Bruno Fagali: Hiring A Competent Regulatory Law Attorney

Are you dealing with a dispute, breach of contract or other legal matter? Do you want to find a powerful attorney to handle the situation for you? If you are dealing with a business dispute or a personal legal matter and need a good lawyer, Bruno Fagali can help. It’s important to have a good lawyer by your side when facing a tough legal situation.

Want to hire a powerful legal advisor in Brazil? Then check out Bruno Fagali right away. Bruno Fagali has the experience to address your legal issue effectively. Maybe you have been looking for knowledgeable or experienced lawyer like Bruno Fagali. Perhaps you have been advised to consult Bruno Fagali for complex legal matters.

In Brazil, numerous organizations, multinational companies and individuals turn to Bruno Fagali for top notch guidance and advice on issues related to their ventures. Bruno Fagali knows how to approach complicated situations and address and resolve them effectively. Whether you are dealing with a business legal issue, you’re encountering a personal legal matter, Bruno Fagali has the expertise to guide you.

There are may benefits to hiring the services of an experienced lawyer to address your legal matters. If you are operating a business, or if you are thinking about going into business, you will certainly need expert assistance setting up the legal structure of your new enterprise.

A knowledgeable lawyer can keep you from being sued. It is crucial to get help from an expert like Bruno Fagali. An experienced business lawyer will provide the advice and guidance you need to protect your investment and ensure that you adhere to the rules and regulations that apply in your industry or specific business.

For many years, Bruno Fagali has catered to the needs of business owners, establishments and individual clients. Bruno Fagali is one of the leading attorneys in Brazil and he has a great reputation in the industry. He is well known for producing outstanding results for his clients. Bruno Fagali is well equipped to successfully resolves legal matters and protect his clients’ rights.

Bruno Fagali Sees Positive Experiences as a Way to Grow

     For Bruno Fagali, the point of making things easier on people was so he could continue practicing law in different ways. He knew how to help people and knew his help would continue making a difference for everyone who needed it. Bruno Fagali liked giving people a chance to see positive things and also give people the legal advice they need. Even though Bruno Fagali knew things would be hard for others, he felt it was his job to keep making it easy for them. As an attorney, he has a lot of experience with the legal world and isn’t afraid to show people there are things that will continue making a difference. It’s his goal of helping that allows him the chance to keep pushing forward and keep making things easier. No matter what Bruno Fagali does, he feels good about helping people and feels there are things he can use to keep helping others.

Even when Bruno Fagali started giving the community the things they needed, he knew he could bring positive changes to the community. He also knew the opportunities people had depended on the work they put into different situations. It made sense for Bruno Fagali to keep doing things the right way and keep giving everyone the options they needed. There were positive things that helped Bruno Fagali see things would keep working. Bruno Fagali always knew how to continue pushing forward and helping others get the chances they deserved to be successful in different situations.

Despite challenges Bruno Fagali faced, he knew how to help other people. He had a lot of faith in the work he did and knew the opportunities he used would keep helping him continue offering legal advice no matter what. Bruno Fagali likes giving people advice because he’s a professional who knows how to do it. He also feels he’s making a difference when he can continue showing people how things will get better no matter the issues they have or the things they try to do to continue getting better. It’s his goal of helping that allows him to be the best in the business.

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Dr Saad Saad’s humanitarian efforts

Dr Saad Saad first studied medicine at Cairo University School of Medicine. He later specialized in surgery in UMDNJ-University Hospital. He is certified by three bodies: the American Board of Surgery certified him for paediatric surgery and he is licenced by both IA State Medical and NJ State Medical License.

Dr Saad Saad serves as a resident surgeon in Jersey Shore University Medical Center and Monmouth Medical Center, Long Branch Campus. In his early years of practise, Dr Saad developed a habit of learning as much as he could from colleagues with more experience. This habit turned out to be the cornerstone in building his career. As years went by, he got numerous opportunities to put what he had learnt into practise. He was soon recognized by his peers as one of the most experienced surgeons in the area. As a result, most complicated conditions were referred to him.

His success in conducting successful surgeries attracted the attention of his fellow surgeons, humanitarian organizations and governments. Twice, when the Palestine Children’s Relief Fund (PCRF) could not find a surgeon experienced enough, turned to him for help. In 2002, the PCRF airlifted a 15 who has been shot in West Bank year old to the US for operation by Dr Saad. The doctors in Palestine managed to save his life but were unable to patch the holes and repair intestinal injuries. After seven hours of surgery, Dr Saad was successful.

In 2013, the PCRF came to Dr Saad again with a boy from Gaza who was hit by a bomb. As a result, one of the boy’s legs was paralyzed. After analysing the situation, Dr Saad came to the conclusion that the patient needed a nerve transplant surgery. Since Dr Saad Saad could not perform this kind of surgery, he used the resources at his disposal to make sure the boy got the best treatment. He found a qualified surgeon and facilitated the boy’s treatment.

After witnessing the skill and dedication Dr Saad demonstrated in his Job, the PCRF invited him to Palestine to conduct free surgeries to the poor. The PCRF is a non-profit, non-governmental foundation that helps Arab children in the Middle East get medical attention. During his career he went for 8 medical missions to the Middle East.

Dr Saad used his medical missions as an opportunity to pass his knowledge to young surgeons in the Middle East. His aim was to enable the local surgeons to give better services to their patients. During his Medical missions, he would work closely with local surgeons, instructing them on what to do. During his last mission, most surgical procedures were done by the locals. He had been successful in passing on his expertise.

The PCFR awarded him for his Humanitarian effort by giving him the Humanitarian award. He was also given the Gold Medal of Palestine for the work he did during his medical missions. Learn more:


Dr. Saad Saad

In Dr. Saad Saad’s over forty years of experience as a pediatric surgeon, he has performed thousands of procedures on children and has invented his own techniques and devices. Throughout his career, he and his staff had the collective goal to treat each child with compassion and attentiveness as if they were their own. This attitude led Dr. Saad Saad to be the recipient of the Compassionate Doctor Certification by Vitals. This certification was presented to Dr. Saad Saad based on the excellent ratings by his patients concerning his bedside manner and quality of care in 2014.


Before retirement, Dr. Saad Saad had affiliations with several hospitals in and around the Eatontown, New Jersey area. In the United States, he is board-certified to practice Pediatric Surgery and is accredited by the Royal College of Physicians and Surgeons of Canada in General and Pediatric Surgery. At the K Hovnanian Children’s Hospital, he was the Co-Medical Director and Surgeon-in-Chief through the Hackensack Meridian Health Care System.


The Palestinian born Dr. Saad Saad was raised in Kuwait with his parents and 7 brothers and sisters. Out of these 8 children, he was one of three surgeons, four engineers, and a teacher. As a refugee, Dr. Saad Saad was given the motivation to succeed as he did not have a choice otherwise after growing up extremely poor. In 1965, he was set on becoming an engineer during his high school years in Kuwait. After witnessing his two older engineer brothers working in the sweltering heat at construction jobs in the Kuwait summertime, he changed his career path to a surgeon. This decision ensured that he would almost always be working in an air-conditioned room.


The accomplished Dr. Saad Saad attended Cairo University for medical school and graduated in 1971. His education was furthered with two residencies at the University of Medicine and Dentistry of New Jersey and the Medical University of South Carolina with the assistance of Dr. H Biemann Othersen. Dr. Saad Saad is grateful for the opportunity to train under Othersen as he considers him to be the best in the United States when it comes to pediatric surgery. Through Dr. H Biemann Othersen, he learned the importance of treating each child the same no matter their religion, race, or financial status and he instilled the importance of kindness and hard work as a surgeon.


Dr. Saad Saad gives back by volunteering in Jerusalem to perform surgery on underprivileged children in the area along with local efforts. He and his wife have been married for 45 years and have 4 children. These children are all accomplished themselves as adults and 2 of them have followed in their father’s footsteps and have become surgeons. Learn more:

Clayton Hutson the Juggler

On concert days, at 6:30am in the morning, Clayton Hutson will be scouting the grounds. Checking the arena for any possible mishaps. He likes to have all the errands mapped out before the arrival of his staff. This way he can hand out duties efficiently and everyone can hit the ground running. Clayton is a self-professed perfectionist who likes to oversee every detail. Clayton prefers to have a hand in every facet of the concert this way he is sure that all is well done.


Clayton Hutson has worked in the industry for twenty years. During that time, he has amassed an eclectic skill set that allows him to handle the many moving parts of his business with grace. With an MBA from University of Michigan and BFA in theater design from Central Michigan University, Clay does not favor the traditional way to do things. He likes to step out of his comfort zone. Of particular interest to him are the technological advancements with regard to living concert production. He likes to stay abreast of advancements and upgrades as a way of staying ahead of the curve.


To design a good stage one needs to be creative albeit practical. Clay possesses a unique and rare mix of these two qualities. The result is ideas that delight clients and earn him a good reputation in the industry. As a testament to his abilities, he has worked with some of the biggest names in rock ‘n’ roll. He continues to be well sought after, despite his many years in the industry and entrance of fresh new talent.


This man believes that there is no force strong enough to deter a willful person. He believes in the power of attitude. He owes his success to hard work and determination. He is well established but still will not let up. Clay believes that talent tramps over enthusiasm any day. He does not care much for political correctness as long as whoever he is working with knows their stuff and is committed to the craft. This is an idea that most people disagree with but who is to argue with an industry titan. Learn more:

Why End Citizens United Is Backing Congressional Candidate Conor Lamb

     There is an open US congressional seat in Pennsylvania’s 18th district. The special election will be held on March 13th and the two political candidates for it are a Democrat, Conor Lamb, and a Republican, Rick Saccone. The seat is up for grabs because the previous occupant, Republican Tim Murphy, had to resign. He had been one of the strongest advocates for bans on abortion in Congress but that story fell apart when it turned out he was carrying on an affair unbeknownst to his wife and urged the woman involved to have an abortion after he got her pregnant.

Conor Lamb is a strong candidate, although he is running in a district that has voted Republican for many years. He is 33 years old and has served in the Marines and has also been an assistant United States attorney. The Democratic Congressional Campaign Committee hasn’t supported him that well, though, but they did buy $224,000 worth of television ads to support his candidacy. The hope is that this funding will prompt other big donors to start contributing larger amounts to this race.

One of the bigger national political action committees to endorse Conor Lamb is End Citizens United. They back politicians who support campaign finance reform that will reduce the amount big corporations and PACS organized by the richest 1% can spend on any political campaign. Conor Lamb has pledged to support this cause which led to End Citizens United endorsing him.

Conor Lamb has been enthusiastically supported by labor unions in his district and his speaking events have drawn huge crowds. There is a high level of Democratic enthusiasm this election cycle because they are hoping to stop Donald Trump, Paul Ryan, and Mitch McConnell’s gameplan of destroying the middle and lower classes so that the rich can get the vast majority of the benefit in regards to paying lower taxes.

End Citizens United came about when the U.S. Supreme Court made a ruling that corporations and people could spend as much as they desire on political races. This has undermined the country because many politicians are now completely beholden to these sources of their money. End Citizens United wants to put in office politicians who will put in place sensible campaign finance reform with the goal of ultimately introducing a constitutional amendment that enshrines what any one entity can give to politicians in an effort to buy them off.

Please read “End Citizens United PAC wants to make its name a reality” too for more.


From Automobiles to Airplanes: FAA Civilian Board Dick Devos Journey

Transportation technology can revolutionize the way that individuals and businesses move around the world. The State of Michigan has been a key cog in many American transportation developments. Now, Philanthropist Dick Devos is figuring out how to continue to have America lead in transportation industry developments.


Detroit Michigan Automobiles


The development of the gas combustion engine probably took place in Germany and America at about the same time. The advantages of America included a more developed capital system, which could assist with the growth of global automobile manufacturing plants in Detroit, Michigan. Henry Ford expanded the American lead in transportation by making automobiles more affordable.


Previously, there had been many automobile manufacturers who were willing to handcraft a car for their wealthy clientele. When Henry Ford perfected the assembly line, he dramatically lowered the cost of the automobile. Now, every man could afford this transportation wunderkind.


German cars were still reserved primarily for the wealthy. The Volkswagen model was intended more for the masses, but when it arrived on American shores, it was mostly a niche purchase by the young. The VW Slug Bug was cute.


Grand Rapids Michigan Airplanes


While Philanthropist Dick Devos might have grown up after they heyday of the automobile industry in Michigan, he did not fail to dream. He wanted the next generation to be able to soar into the sky. Therefore, the transportation focus of Dick Devos was on airplanes. Learn more:


He and his wife helped establish the West Michigan Aviation Academy out of the Grand Rapids, Michigan Gerald Ford International Airport. Notice how the Michigan airport is named after one of the descendants of Ford? American transportation developments seem to form foundations for one another.


Now, Pilot Dick Devos is training the next generation of aviators. Perhaps, one of them will take the transportation technology to the next dimension. Some of the transportation technology seems to be stuck. Maybe, Dick Devos can provide the ideas that can get America back in the driver’s seat.


American Transportation Industry


Now, Dick Devos has graciously accepted a new challenge. He has been appointed to the Federal Aviation Administration Civilian Board. Here, he can rub elbows with the brightest minds to find a way for America to continue to innovate with new modes of transportation technology.


From Henry Ford to Gerald Ford, the developments of great names in American transportation are built upon one another. Who knows, maybe Dick Devos’s name will be added to that special transportation Hall of Fame. Wait and see.

The influence of American Institute Architects

     American Institute of architects is a membership-based professional organization which is under the management of Robert Ivy who encourages the architects to think far beyond their field. The body is more concerned in designing and constructing more industries. Ivy also says that the organization is focusing on public health and resilience.

The organization has played a significant role in public health by draining swamps in Washington and building new houses in the region. This is the current Central Park in New York which is a recreational center. Residents were freed from diseases hence health status improved.

The activity of draining these swamps made people to be released from disease attacks. The main aim was to reduce challenges which had faced the region and do away with the substandard houses. Through its activities, the city of New York is becoming an international city where many events will be held.

The organization through improvement of infrastructure has led cities to overgrow, and the lives of many have significantly improved. The team has highly supported health and also brought new designs of houses in the nation of U.S. Through this many diseases have been reduced from attacking people.

It has also given university grants to many students hence promoting education. Although there have been other organizations, AIA has dominated very many activities in U.S. The New York City has been developed to grow by this organization through the development of industries and the nation has also expanded. AIA is focusing on improving services for health so that citizens can get medical attention in the most efficient way.

The organization also needs to collaborate with other organizations to get support as said by Ivy and improve in various activities. Although it is very dominant, Ivy does want the organization to work in an isolated way as isolation can bring about failing.

In realization of its goals, AIA has recently brought much advancement in the economy of U.S., and through this, the lives of citizens have been improved. Cities like New York have grown due to support from this organization. Through the creation of employment opportunities lives of many citizens have also improved.

AIA is very concerned about the welfare of the people, and it is trying to bring in new designs of building under the view of Ivy that the members should think beyond their field. Collaboration with other organizations will give it high support and provide more services efficiently to the citizens. The activities done by the organization lives of citizens have been highly improved.